Tips for buyers

'How to get started, tips, tricks, do's and dont's, and more.'

Tips for buyers

This page is dedicated to anyone looking to buy real estate. From how to get started, fun facts, do’s and don’ts, and more tools readily available for buyers. 

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Getting started

I - The mortgage pre-approval

The first step when considering buying a home, is to obtain a mortgage pre-approval from your mortgage specialist. This will determine your budget, which will help us set the tone for the rest of your home search criteria. 

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II - Identify your wants and needs

Once you’ve obtained your pre-approval, it’s time to identify your wants and needs. Think: purchase price, location, style of home, size of home, style of property, size of property, number of bedrooms, number of bathrooms, and everything in between. 

III - Hire the right agent

Now that you’ve obtained your pre-approval and have your search criteria’s established, it’s time for you to hire the right agent. We recommend interviewing and talking to a few realtors. A great agent will understand your needs, and will be an expert of the market they’re in. 

IV - Let the house hunting begin.

Let the house hunting begin! For each of our buyer clients, we’ll set up a personalized automatic email with their exact home search criteria. This will help us stay on top of the market, see every property that matched your criteria, and help us be quicker than the competition. 

Fun facts

I -Buyer's don't pay commission

The commission is paid for by the seller. Which means that as a buyer, working with a realtor is free. With one exception, being: when the seller has declared that they won’t pay the co-operating realtor’s commission – which is almost unheard of.  

II - Not every home is on the market

We often have ‘in-pocket’ exclusive listings, listings that are ‘coming soon’, know of properties that are ‘coming soon’ to the market, or know of listings that are for sale by private owner’s. 

III - First time home buyer? Enjoy various incentives and benefits

Think: getting away with a 5% down payment on your first home purchase (on the first $500,000, then 10% on the remaining balance). A land transfer tax incentive, saving you up to $4,000. And more. We recommend you contacting your local realtor for more specifics on benefits and incentives available to you, as they vary depending on location, the property itself, and circumstances.

Do's and dont's

Do your due diligence!

Study neighborhoods, speak to your local realtor, mortgage representative, look into first time home buyer incentives and programs available to you, look into various communities, amenities, school districts, the township’s economic development plans, etc.

Don't skip on your home inspection.

Buying a home is one of the most important decisions you’ll make. Don’t skip on your home inspection. Waiving your home inspection condition can result in serious complications and headaches.

More tools for buyers:

Search the MLS.

Search the MLS, explore properties, communities, and get familiar with the Ottawa real estate market. 

Tips for buyers.

Dedicated to buyers. From how to get started, what to look for, hiring the right agent, and more. 

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