FREE HOME EVALUATION

BUYING A HOME WITH US

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TOP 1% OF ROYAL LEPAGE REALTORS IN CANADA (2023 & 2024)

LOCAL, BILINGUAL, FAMILY OWNED & OPERATED REAL ESTATE TEAM​

THE FOURNIER REAL ESTATE GROUP

ABOUT US

The Fournier Real Estate Group proudly ranks among the top 1% of Royal LePage realtors in Canada for 2023 & 2024, cementing their reputation as one of the leading real estate teams in the greater Ottawa area.

The Fournier Real Estate Group is a local, bilingual, family-owned and operated team with a deep-rooted passion for all things real estate. Furthermore, they are proud members of the Royal Lepage network – Canada’s largest real estate brokerage. Opting to collaborate with the Fournier’s ensures you benefit from a combination of nationwide coverage, and potent local expertise – a proven recipe for our buyers, sellers, real estate developers and investors.

Born and raised in the Russell township, the group managed to carve a niche in Ottawa’s premier suburbs, including Embrun, Russell, Limoges, Casselman, Crysler, Rockland, Wendover, Ottawa, Orleans, St. Isidore, St. Albert, Fournier, Alfred/Plantagenet, L’Orignal, Long Sault, Cornwall, Winchester, Chesterville, and all surrounding housing markets.

Whether you’re looking to buy, sell, invest in real estate, or simply seeking insights into current market trends, our dedicated team is here to assist you every step of the way.

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BUYING A HOME WITH US, STEP-BY-STEP:

STEP 1: GET IN TOUCH WITH US, AT YOUR CONVENIENCE

Your home-buying journey starts with a consultation with one of our experienced realtors. In this initial meeting, we’ll discuss current market trends, explore your wants and needs, help you determine your budget (including securing a mortgage pre-approval letter), set realistic expectations, and develop a personalized strategy to find your dream home.

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STEP 2: GETTING PRE-APPROVED, AND DETERMINING YOUR BUDGET

Embarking on the journey to find your dream home starts with a crucial first step: setting your budget. This budget becomes the foundation of your entire house-hunting process, helping us focus on properties that align with your financial goals.

To determine your budget, we strongly encourage prospective buyers to begin by securing a mortgage pre-approval letter.

Keep these key industry insights and factors in mind as you define your budget:

DETERMINING YOUR BUDGET

Being pre-approved for $800,000 doesn’t necessarily mean you should spend the full amount on a home. We encourage our clients to take a holistic look at their financial situation, lifestyle preferences, and set a budget tailored to their unique needs. Key factors to consider include housing costs, lifestyle expenses, potential maintenance costs, family needs, emergency funds, vacation plans, and other financial priorities.

'ALL CASH' PURCHASE

An all-cash purchase means the buyer acquires the property using their own funds / assets, or readily available cash, covering the entire purchase price without relying on external financing. This approach ensures a quick and seamless transaction at closing.

CLOSING COSTS​

It’s also important to account for closing costs in your budget. These typically fall into three main categories: Land Transfer Tax, legal fees (covering services provided by your real estate lawyer), and moving expenses (including items like furniture, appliances, moving services, groceries, household supplies, and more). For an accurate estimate of land transfer tax and legal fees specific to your purchase, we recommend consulting your real estate lawyer directly.

'FINANCED' PURCHASE​

In a financed purchase, the buyer uses a portion of their own funds and secures the remaining balance of the purchase price through financing from an external source, such as a bank, credit union, or private lender.

STEP 3: ESTABLISHING YOUR WANTS & NEEDS

Once we’ve established your budget, the next step is to outline your list of wants and needs.

THE INTERIOR​

It's important to determine the type of home you desire, and the amount of interior space needed. Here are some of the most popular types of homes found in today's market: condos, semi-detached houses, townhouses, single-family homes, duplexes, 4-plexes, and more. It's also essential to narrow down the style of structure you prefer, such as a bungalow, 2-story, slab-on-grade, split-level, or apartment. Regarding interior space, consider key factors like total square footage, the number of bedrooms and bathrooms, the use of the basement and garage, available storage space, kitchen layout, overall home design, and more.

THE EXTERIOR​

It's equally important to define the type of property you wish to have, its setting, required exterior space, and essential exterior criteria that are crucial in your searches for an ideal home. Additional exterior considerations include: acreage, potential for outdoor buildings, property grading, surrounding trees, waterfront access, and more. By carefully evaluating these factors, you can ensure your future home aligns with both your indoor and outdoor living preferences.

STEP 4: THE START OF YOUR HOUSE HUNTING JOURNEY

Now that your budget is set and you have your list of wants and needs ready, it’s time to begin your house-hunting journey!

PERSONALIZED AUTOMATED EMAIL SEARCH​

At the outset, we'll create a personalized email portal designed to match your specific preferences. This portal streamlines your access to market updates and ensures you receive timely notifications about properties that align with your criteria.

SCHEDULING SHOWINGS

Once we find a property that captures your interest, we'll schedule a showing for you to visit in person. This gives you the opportunity to thoroughly explore both the interior and exterior of the property, as well as evaluate the neighborhood, nearby amenities, and other important factors.

PROPER DUE DILIGENCE​

Before moving forward with an offer, our team conducts comprehensive due diligence on the property you're interested in. We prioritize ensuring that you have access to all pertinent information and disclosures upfront, empowering you to make a well-informed decision when crafting your offer.

STEP 5: MAKING AN OFFER, AND HANDLING NEGOTIATIONS

Once you’ve found the perfect property, it’s time to prepare to submit your offer. You can trust our team of experts to guide you through crafting a meticulously prepared offer, skillfully navigating negotiations, and ultimately securing the acceptance of your offer on favorable terms.

MAKING AN OFFER​

When making an offer to purchase a property purchase, it's crucial to ensure that your offer is structured correctly. Here are several important items that will be incorporated into your offer: purchase price, deposit amount, the period of irrevocability, items to be included or excluded from the sale, any rental items involved, conditions of the purchase, contractual obligations, and more. Wondering how to accurately assess the value of the property you're making an offer on? Rest assured, our extensive market knowledge will prove invaluable in determining the optimal price to propose in your offer. We'll ensure that your offer is crafted to provide you with ample protection while also making it attractive enough for the sellers to consider accepting.

HANDLING NEGOTIATIONS​

Negotiations are pivotal in real estate transactions. It's essential to comprehend the various terms of an offer, including purchase price, deposit amount, irrevocability, inclusions, exclusions, conditions, contract obligations, and more. You can trust in our expertise to guide you through negotiations, ensuring a successful outcome tailored to your needs and preferences.

STEP 6: ACCEPTING AN OFFER, NAVIGATING THE CONDITIONAL PERIOD, FIRMING UP THE DEAL, AND GETTING READY FOR THE CLOSING DAY

HAVING YOUR OFFER ACCEPTED

Obtaining an accepted offer marks a thrilling milestone in the process, but it's not the final step. Upon obtaining an accepted offer on a property, we transition into the conditional period. During this phase, both the buyer and seller have the opportunity to fulfill the agreed-upon conditions, ensuring their due diligence is met. Once the conditions are satisfied, either through fulfillment or waiver, the deal becomes firm, solidifying it as an official sale.

NAVIGATING THE CONDITIONAL PERIOD​

Conditions play a crucial role in safeguarding both buyers and sellers throughout the transaction. Buyers typically conduct due diligence when purchasing a home, including securing financing approval, inspecting the property, and having their legal representation review the terms of the deal. Conditions are a standard aspect of the buying and selling process. Rest assured, our expertise will be invaluable in navigating terms, clauses, conditions, and more.

CELEBRATIONS

And finally, the most thrilling step of them all: celebrating the sale!

CLOSING THE DEAL

Once the contract is firm, our focus shifts to preparing for the closing date. We'll be by your side, facilitating a seamless transfer of documents to your lawyer or mortgage specialist in preparation for closing day. On the closing day, several important tasks will take place, including the transfer of funds, adjustments for taxes and utilities, and the transfer of titles, among others.

SCHEDULE A FREE BUYERS CONSULTATION, AT YOUR CONVENIENCE